Get your Need Fulfilled with KPCA

A Personal Loan is an unsecured loan to obtain funds for financial expenses such as house renovation, wedding, education, medical bills, travel etc. These loans offer competitive interest rates and flexible tenure options, allowing borrowers to repay in monthly installments (EMIs) without needing to provide collateral. 

No,  We offer our customers a collateral-free Personal Loan without any security. Visit our website to apply for an instant Personal Loan online.

We have Personal Loans starting at Rs. 50,000 up to Rs. 50,00,000.

We offer Top Up facility if you have paid 12 EMI on the existing Personal Loan.

Yes, you can prepay or foreclose your Personal Loan after the payment of at least one EMI. However, charges (and taxes) will be applicable for foreclosing a personal loan.

No, A processing fee is levied on loan, basis the defined pricing matrix followed by the bank. This fee will be deducted from the disbursal amount payable to you.

Loans are approved within 48 hours* of submission of complete documentation.

Personal Loan interest rates are applied basis the defined pricing matrix followed and standardized by the bank as per customer’s profile. Personal Loan rates vary from 10.60% to 16.50% per annum.

The loan can be repaid over a period of 12 to 72 months

We offer Balance Transfer Facility if you have paid 12 EMI. Please contact us for further details.