Make You Dream Home a Reality

A home loan is a secured loan obtained to purchase a property by offering it as collateral. It

can be used for under-construcon, ready-built, resale property, house construcon,

extension, repair, renovaon, or loan transfer. The loan is repaid through EMIs, and the

property tle returns to the borrower aer full repayment.

EMI stands for 'Equated Monthly Installment', comprising principal and interest, paid

monthly. Initially, the interest portion is higher, and the principal portion increases over time.

 EMI is based on the loan amount, interest rate, and tenure. You can use our EMI calculator for estimation.

It refers to the difference between the total property cost and the loan sanctioned by the bank. This is the portion you pay yourself.

(A) Borrowers must be under 60 at the time of taking the loan and repay it by age 75.
(B) Business owners/professionals must have at least 3 years in their field.

 Eligibility is based on income, repayment capacity, age, qualifications, dependents, spouse's income, assets/liabilities, savings, and job stability.

 A loan for renovating your home without altering its structure (e.g., ling, painting).

 Yes. Additional documents like passport and proof of overseas income are required.

 Yes, prepayment (part or full) is allowed. No charges apply for floating rate loans unless used for business purposes.

Yes. Tax benefits are available on both principal and interest under the Income Tax Act, 1961. Speak to a Loan Counselor for details.