Properties turns dreams into reality

It is a loan against fully constructed, freehold residential and commercial properties for personal or business needs. The obtained funds can be utilized for various purposes, such as covering wedding expenses, medical costs, or funding a child's education etc.

For new customers, you can get funding up to 85% of the property value depending on the segmentation and the property type. But, for existing customers, the principal outstanding on all existing loans and the Loan Against Property being availed should not cumulatively exceed 60% of the market value of the mortgaged property as assessed by Godrej Finance.

Both salaried as well as self-employed individuals have the option to obtain a Loan Against Property (LAP) with no end-usage restrictions. The loan availed can be utilised for professional needs such as business expansion, debt consolidation, and various personal needs including homeownership, marriage, child education etc.

You can avail of Loan Against Property for a maximum term of up to 25 years subject to internal policies of a lending institution.

Yes, Loan Against Property (LAP) can be availed of against fully constructed and freehold commercial properties.

Design Your EMI is a flexible repayment facility that allows borrowers to tailor their EMI schedules. This offers flexibility in repayment amounts according to their financial needs based on various variants available.

A Commercial Property Loan is a type of loan specifically designed to finance the purchase, construction, or renovation of commercial real estate. This can include office buildings, retail spaces, warehouses, and other properties used for business purposes. The loan terms, interest rates, and eligibility criteria for commercial property loans can vary depending on the lender and the specific needs of the borrower. These loans typically require the property to serve as collateral and may involve more stringent qualification requirements compared to residential property loans.

Salaried and self-employed individuals (both professionals and non-professionals) are eligible, but NRIs are not eligible for funding.

You can avail of a Commercial Property Loan for a maximum tenure of up to 25 years or till the age of retirement, whichever is lower.

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