Meet all your Business Needs

A Business Loan is an unsecured or collateral-free loan that can be used for varied business purposes like funding your business expansion, purchasing long-term assets or meeting working capital requirements. We offer you a required loan amount without the need to pledge any collateral.

• Ensuring steady business cash flow
• Fund business expansion or diversification
• Improve existing business set-up
• Consolidate high-interest business debts
• Boost working capital reserves
• Hire a new workforce
• Purchase and stock inventory
• Buy new machinery, equipment, or software

You can avail a loan amount up to Rs. 5 Cr, the amount would be calculated based on your income and other parameters.

No, the Business Loan is an unsecured offering, and you only need to meet the simple Business Loan eligibility criteria to qualify for business financing.

The applicant should be a Sole Proprietor / Partnership firm / Private Ltd Co. / Unlisted Public Ltd Co. / LLP involved in the business of Manufacturing, Trading or Services. The age should be 21-65 years with minimum 3 years vintage of business operations.

To enhance your business loan eligibility, start by maintaining a strong credit score—ideally 700 or above. Pay existing debts on time, keep your financial records well-organised, and demonstrate consistent business income. Reducing liabilities and maintaining a healthy bank balance can further strengthen your chances of approval.

Business Loan for MSMEs is an unsecured financial solution crafted for the diverse business needs of MSMEs, such as business expansion, acquisition of long-term assets, or meeting working capital requirements. At Godrej Capital, our Business Loans offer a predetermined amount without the necessity of collateral. Whether it's expanding your business, purchasing assets, or managing working capital, we've got you covered.

No, a salaried individual can not apply for or take a business loan. It is available only for catering to business requirements.

Yes, you can get a business loan online with assistance from KPCA Loan

If you require a large sum of money for a one-time purchase, such as equipment or property, a business loan may be the ideal option. A line of credit could be a smart option if you need an ongoing finance.